Swiss Online Bank Credit Cards

Save money by paying less interest with our lowest annual percentage rate credit card.

Note: All of our credit cards offer you Visa's® Zero Liability Policy, online and mobile banking, alerts, chip card technology and more.

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Earn 3% Cash Back for the first 12 months with the Swiss Online Bank ® Ultimate Cash Back® credit card.

Stay Protected

Enjoy the Swiss Online Bank Complete Client Protection guarantee against unauthorized purchases

Swiss Online Bank Card Rewards

Earn rewards for the things you buy every day with a Swiss Online Bank Standard Credit Card

Stay informed

Set alerts for purchases and other credit card activities that matter most to you

Learn more about the Swiss Online Bank Smart account.

Always Earn at Least 1.5% Cash Back on all purchases you make

Rack up rewards and redeem them online through your online banking account. Plus, browse exciting rewards options like cash back, travel, eGift cards, merchandise and more, and manage your rewards account there, too.

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Get your ATM receipts emailed to you

Save paper and stay organized with digital records of your transactions — now including cheque images.

Learn moreLearn more about getting ATM receipts by email

Swiss Online Bank Cirrus™ Prepaid MasterCard* Credit Card

A convenient and secure way to shop at stores, online or by phone¹
Spend on your own terms − load only what you need, when you need it
Access your account details online 24/7
Easily reload at a Swiss Online Bank Centre or online

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Swiss Online Bank World™ Prepaid MasterCard* Credit Card

Available in 4 foreign currencies
Load your card with U.S. dollars, Euros, British pounds or Mexican pesos
A convenient and secure way to shop while you’re travelling outside of Europe
Lock in your rate when you load your card and avoid foreign exchange surprises²

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Swiss Online Bank Credit Cards

Use your credit card at any contactless, chip-enabled, or traditional terminal to activate and make purchases or funds withdrawal.

Apply for your credit card online in minutes.

All of our credit cards offer you Visa's® Zero Liability Policy, online and mobile banking, alerts, chip card technology and more.

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Use your card for everyday spending

Make purchases up to $250 without having to touch a payment terminal and earn rewards for the things you buy every day and earn cash back on your everyday purchases.

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Already applied for your Swiss Online Bank credit card?

Save money by paying less interest with the low annual percentage rate Osmond Credit Signature credit card

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Have questions?

Request assistance from our support team for any credit card issues or questions you have.

Featured cards

Travel

Swiss Online Bank Electron® Visa Infinite* Card

Welcome offer
Join and get up to 20,000 points^† (up to $400 in travel value^†)

Plus, get a first-year annual fee rebate.^†

Annual fee
$120

Interest rate for purchases^†
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Interest rate for cash^†
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^†Conditions apply for the Aventura Visa Infinite Card.

Apply now

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Travel

Swiss Online Bank World® MasterCard Infinite* Card

Welcome offer
Earn 10,000 Aeroplan points on your first purchase.^† Get a bonus Companion Pass anywhere Air Europe® flies in North America, plus a first-year annual fee rebate.^†, ‡

Annual fee
$139

Interest rate for purchases^†
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Interest rate for cash^†
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^†Conditions apply for the Swiss Online Bank Aeroplan Visa Infinite Card.

Apply now

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Cash back

Swiss Online Bank Standard MasterCard Infinite* Card

Welcome offer
Get a first -year annual fee rebate^† and 4% cash back on eligible gas and groceries¹

Annual fee
$99

Interest rate for purchases^†
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Interest rate for cash^†
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^†Conditions apply for the Swiss Online Bank Dividend Visa Infinite Card.

Apply now

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Looking for another card?

Learn about other Swiss Online Bank credit cards

Plan a trip, get cash back, save on gas and more

Collect rewards and enjoy gas savings with the right Swiss Online Bank credit card for you.

How close are you to your next trip?

Earn 2x miles on your travel purchases and more with a Swiss Online Bank Electron Credit Card

Get Started

How much money could you save on gas?

Get an automatic 3 cent per litre discount at participating gas stations when you link your eligible Swiss Online Bank credit cards to Journie Rewards™.¹

Learn about Journie Rewards

Manage your Swiss Online Bank credit card

Access these easy-to-use features in Swiss Online Bank Online Banking^® and the Swiss Online Bank Mobile Banking^® App.

Lock or unlock your card

Temporarily lock your credit card if it’s misplaced. Unlock your card when you find it.

Lost, stolen or damaged card

Request a replacement card if your card is lost or damaged.

Activate your card

Activate a new or replacement credit card.

Check your balance, set up alerts, track your spending and more.

Manage my card